Frequently Asked Questions About Business Loans
How do I apply for a business loan?
You can apply online at risefinex.com/check-now. It’s fast and only takes a few minutes.
How long does it take to get approved?
Most applications are approved within 24 to 48 hours. Submitting all documents on time speeds up the process.
What loan products does RiseFinex offer?
We offer: Merchant Cash Advance, Business Line of Credit, Equipment Financing, Startup Loans, Working Capital Loans, and Invoice Financing.
What are the repayment terms?
Repayments can be daily, weekly, or monthly, depending on your loan type and cash flow.
What documents are required to apply?
Typically required: 3–6 months of business bank statements, a government-issued ID, and proof of business ownership.
Do I need collateral for a business loan?
No. Most of our loans are unsecured and approved based on your business revenue and performance.
Will applying affect my credit score?
No. We perform a soft credit check during application. A hard inquiry is only done with your consent before funding.
What are the qualifications to get approved?
Your business must be at least 3 months old, generate $5,000+ monthly, and operate in the U.S. Credit score helps, but isn’t the only factor.